NCCI class code 7394M covers Salvage Operations--Marine--Coverage under Admiralty Law: Program I within the Printing Industry industry. This classification is used by insurance carriers to determine workers’ compensation premium rates based on the risk level associated with these job duties.
When employers report payroll under class code 7394M, the premium is calculated by multiplying the total payroll (in hundreds of dollars) by the applicable rate for this classification. The rate varies by state, carrier, and the employer’s experience modification factor (EMR).
Lowest risk. Typically office and clerical occupations with minimal physical hazards.
Some states use different class codes. If your business operates in these states, use the state-specific code instead of the standard NCCI code.
| State | Code |
|---|---|
| California | 7394M |
| Delaware | 7394M |
| Michigan | 7394M |
| New Jersey | 7394M |
| New York | 7394M |
| Pennsylvania | 7394M |
| Texas | 7394M |
Class code 7394M supports the following insurance product types:
Workers’ Comp
Class code 7394M is a secondary (non-primary) classification. It typically describes support activities that exist alongside a primary business operation — like clerical staff, drivers, or maintenance within a larger organization.
A primary code describes the business’s main activity. Secondary codes are assigned to employees whose work doesn’t fit the primary classification and carry their own rate.
If most of your employees fall under this code, you may need to re-evaluate — it could mean your primary classification needs updating.
Your workers’ compensation premium for employees classified under code 7394M is calculated as:
Where the rate is determined by your state and carrier, and EMR (Experience Modification Rate) reflects your company’s claims history relative to similar businesses. A lower EMR means lower premiums.
Accurate classification is critical — misclassifying employees under the wrong code can result in overpayment or underpayment that gets corrected during an audit.
Class code 7394M (Salvage Operations--Marine--Coverage under Admiralty Law: Program I) is the right fit if your employees’ primary duties involve work described by this classification within the Printing Industry industry and your operations fall into Hazard Group A.
Consider these factors when selecting your class code:
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