Are you still on traditional WC billing?

Imagine Ending the Year
and Owing Your Carrier
$12,000 You Didn't Budget For.

That's what happens with traditional Workers' Comp. Your carrier estimates your premium, you pay a big deposit, and 12 months later an auditor shows up and hands you a bill for the difference. PAY GO eliminates this entirely.

Switch to PAY GO See How It Works
The Math

Same Business. Same Employees. Wildly Different Outcome.

Here's what happens to a company with 15 employees and a $180,000 annual payroll.

Traditional Billing

You hired 3 people this year.
Your carrier didn't know.

Estimated annual premium$8,400
Upfront deposit (25%)$2,100
Monthly installments$525/mo
Actual premium (audit)$11,760
Year-end surprise bill $3,360

Due within 30 days. No payment plan. Your payroll grew 40% but your deposits didn't. Now you owe the difference in one lump sum.

PAY GO

You hired 3 people this year.
Premium adjusted automatically.

Upfront deposit$0
Per pay period (bi-weekly)~$452
When you hired moreAdjusted up
Slow monthAdjusted down
Year-end surprise bill $0

Premium calculated from real payroll every cycle. Your carrier already got exactly what you owed. Nothing to audit. Nothing to catch up on.

$0
That's your year-end audit bill with PAY GO.
Because when premiums are calculated every pay period from real payroll, there's nothing left to audit.
"We got hit with a $14,000 audit bill in January. Right after the holidays. We had to pull from our line of credit just to cover it."
— Small business owner, 22 employees, traditional WC billing
How It Works

Three Steps. That's It.

1

Get Invited

Your carrier sends you a link. Click it. Works on your phone.

2

Set Up Once

Quick wizard: company info, bank account, payroll provider. Under 15 minutes.

3

Forget About It

Payroll data flows automatically. Premium is calculated and collected. You do nothing.

Your Portal

Everything You Need. Nothing Else.

Works on Your Phone

Onboarding, dashboard, everything — mobile-first.

Google Sign-In

One click. No passwords. No reset emails.

See Every Dollar

Full breakdown of how your premium is calculated. No black box.

One-Click Bank Setup

Connect with Plaid instantly. ACH collection on autopilot.

Zero Manual Reporting

Your payroll company sends data automatically. You do nothing.

Auto-Save Everything

Close the tab, come back next week. Your progress is always saved.

"I didn't even know what a premium audit was until I got a letter saying I owed $8,200. For what? I already paid my insurance all year."
— Restaurant owner, 9 employees

The Old Way vs. Your Way

Traditional
PAY GO
Big deposit upfront
No deposit
Surprise audit bill
$0 year-end bill
Cash tied up for 12 months
Cash stays in your business
Grow = bigger penalty
Grow = auto-adjusts
Slow month = still overpaying
Slow month = premium drops
No idea how premium is calculated
See every penny, every period
Spreadsheets and phone calls
Automatic. You do nothing.

Keep Your Cash. Kill the Surprise.

Ask your carrier about switching to PAY GO. Or contact us — we'll connect you with the right people.

Talk to Us See the Setup Guide